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Eligibility-first savings catalogue

Browse deals and support for essential household services

Social Deals highlights practical savings routes for social housing tenants, including broadband social tariffs, flexible mobile plans, energy help and tenant-friendly cover.

Start with a category

Each deal card explains who it is for, what may affect eligibility and the checks to make before applying.

Broadband
2 guides
Mobile
2 guides
Energy support
2 guides
Insurance
2 guides

Not financial advice

We explain options in plain English so you can decide what to check next. Providers, prices and eligibility rules can change.

Built around eligibility

The catalogue focuses on who a deal is likely to suit, what evidence may be needed and which contract details matter.

Check before applying

Every listing includes a short checklist to help you avoid exit fees, duplicate cover or products that do not match your tenancy.

Category

Broadband

Lower-cost broadband and social tariffs designed for households receiving certain benefits or living on a tight budget.

Ask about this category

Broadband

Social tariff broadband eligibility check

Eligibility-led

Typical social tariffs from around £12–£20/month

Compare whether your household may qualify for a social broadband tariff, a lower-cost package offered by some providers for people receiving eligible benefits such as Universal Credit or Pension Credit.

Best for

Households that need reliable home internet for school, work, care or benefits access.

Provider type

Broadband providers and comparison partners

Eligibility note

Eligibility normally depends on the named bill payer receiving a qualifying benefit. Providers set their own rules, so tenants should check benefit status, contract end date and any early exit fees before switching.

What to check before applying

  • Which benefits the provider accepts for social tariff applications
  • Whether the tariff has setup fees, price rises or minimum contract length
  • Whether switching would trigger early exit charges with your current provider
View full guide

Broadband

Low-cost fibre options for flats and maisonettes

Home setup

Compare low-cost fibre where available

Find fibre packages that may be available in blocks of flats, maisonettes and estate properties, including alternatives where the main national providers cannot supply a suitable speed or price.

Best for

Tenants who stream, study or work from home and need a stable connection.

Provider type

Full-fibre and community broadband networks

Eligibility note

Availability depends on postcode, building wiring and landlord or freeholder permissions. Tenants should confirm installation access, engineer requirements and whether communal areas need approval.

What to check before applying

  • Whether your address is serviceable at flat or block level
  • Whether installation needs landlord, managing agent or housing association permission
  • Upload speed, router costs and what happens after the introductory price ends
View full guide

Category

Mobile

Budget-friendly SIM plans and flexible mobile options for staying connected without long or confusing commitments.

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Mobile

Essential SIM plan finder

No handset pressure

Flexible SIM plans from low monthly prices

Compare SIM-only plans focused on essential calls, texts and data, helping households avoid paying for a new handset when they only need a fair monthly mobile connection.

Best for

People who already have a working phone and want predictable monthly costs.

Provider type

Mobile networks and SIM-only providers

Eligibility note

Most SIM-only plans require basic identity and payment checks. Some low-cost or rolling plans may be more suitable if you want flexibility or are worried about long contracts.

What to check before applying

  • Network coverage at home, work, school and regular travel routes
  • Whether the plan is monthly rolling or a longer contract
  • Roaming, spending caps and charges for going over data limits
View full guide

Mobile

Family mobile spend review

Budget review

Identify avoidable duplicate or unused allowances

Review several mobile plans in one household to spot unused data, expensive legacy contracts and duplicate add-ons, then create a simpler plan for reducing monthly spend.

Best for

Families juggling multiple phones, top-ups, tablets or older contracts.

Provider type

Mobile comparison and budgeting support

Eligibility note

This is a guidance-led saving rather than a single provider offer. It works best when you can compare recent bills, contract end dates and who in the household actually uses each allowance.

What to check before applying

  • Contract end dates and handset repayment balances
  • Average data usage for each phone over the last three months
  • Spending caps, premium text blocks and app subscription add-ons
View full guide

Category

Energy support

Help with energy bills, arrears support and practical schemes that may reduce pressure during colder months.

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Energy support

Energy bill support route map

Support first

Support depends on supplier and household circumstances

Understand which energy support routes may apply to your situation, from supplier hardship funds and priority services registration to local advice when bills or arrears are becoming difficult.

Best for

Tenants worried about arrears, prepayment meters, heating costs or winter bills.

Provider type

Energy suppliers, charities and public support schemes

Eligibility note

Rules vary by supplier, scheme and local area. Households may need evidence of income, benefits, health needs, vulnerability or arrears before a grant or payment plan is considered.

What to check before applying

  • Whether your supplier offers hardship grants or repayment support
  • Whether anyone at home qualifies for Priority Services Register support
  • What free debt, benefits or energy advice is available locally
View full guide

Energy support

Warm home practical checklist

Plain English guide

Practical actions before paid upgrades

Use a tenant-friendly checklist to prioritise low-cost changes, repair conversations and support requests before spending money on products that may not solve the real cause of heat loss.

Best for

Households dealing with cold rooms, condensation or confusing heating advice.

Provider type

Energy advice and local support organisations

Eligibility note

Any social housing tenant can use the checklist, but repairs, insulation improvements or damp and mould work should be raised through the landlord process when the property condition is involved.

What to check before applying

  • Whether draughts, damp or heating faults should be logged as repairs
  • How to use timers, thermostats and radiator controls efficiently
  • Whether local schemes provide advice visits, vouchers or emergency support
View full guide

Category

Insurance

Clear guidance on contents cover and household protection options that can suit rented social housing homes.

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Insurance

Tenant contents cover guide

Protection basics

Compare cover before choosing the cheapest premium

Learn what tenant contents insurance can cover, what it usually excludes and how to compare policies without being distracted by a headline price that leaves important belongings unprotected.

Best for

Renters who want to protect furniture, appliances, clothing and everyday belongings.

Provider type

Tenant insurance and contents cover providers

Eligibility note

Policies depend on address, claims history, property type and cover level. Tenants should check excesses, exclusions, payment options and whether high-value items need separate listing.

What to check before applying

  • Whether accidental damage, freezer contents or bike cover are included
  • The excess you would pay before a claim is settled
  • Whether monthly payment charges make the annual price more expensive
View full guide

Insurance

Home emergency cover sense check

Duplication check

Avoid paying twice for cover you already have

Check whether home emergency-style products are useful for your rented home or whether repairs remain your landlord’s responsibility, helping you avoid paying for cover that does not fit your tenancy.

Best for

Tenants unsure which household problems they must pay for themselves.

Provider type

Insurance guidance and policy comparison

Eligibility note

Usefulness depends on your tenancy agreement, landlord repair responsibilities and the exact policy wording. Tenants should never rely on cover that conflicts with required landlord repair routes.

What to check before applying

  • Which repairs your landlord or housing association is responsible for
  • Whether the policy excludes rented homes or landlord-owned fixtures
  • Call-out limits, waiting periods and emergency definitions
View full guide